Will Matched Betting Affect My Credit Score or Mortgage Application?
This guide explains that matched betting does not affect your credit score, but may impact mortgage applications if lenders review recent bank statements.
Will Matched Betting Affect My Credit Score or Mortgage Application?
Credit Score
Matched Betting will not show up to lenders anywhere on your credit report.
If you go to the Experian website and get a copy of your report from them, you'll see that some bookmakers may perform identity checks (a "soft search") on your report.
These checks are invisible to lenders - only you can see them. Since it doesn't appear on your credit report, it will not impact any normal credit or lending whatsoever.
Mortgage Application
Mortgages are a different matter since lenders may specifically request bank statements over the past 3-6 months.
If you're planning to get a mortgage within the next 3 months, you should run your Matched Betting activity through a second bank account.
If you're not planning to get a mortgage in the next 3-6 months, it doesn't matter, since lenders won't ask to look this far back.
It is always a good idea to run your Matched Betting through a second account anyway as it will keep you more organised, ensure you don't spend your profits and will avoid the problems detailed above.